Thinking about building this year? Hereโs whatโs happening across the Canterbury region and why 2026 is shaping up to be a strong window for new builds.
๐ฃ๐๐ป๐๐ฒ๐ฟ๐ฒ๐๐ ๐ฅ๐ฎ๐๐ฒ๐: ๐ฆ๐๐ฎ๐ฏ๐ถ๐น๐ถ๐๐ ๐ฌ๐ผ๐ ๐๐ฎ๐ป ๐ฃ๐น๐ฎ๐ป ๐๐ฟ๐ผ๐๐ป๐ฑ
With the Official Cash Rate holding at 2.25%, weโre sitting at the bottom of the interest rate cycle โ offering a stable borrowing environment before incremental increases expected later in the year. This predictability makes planning a build far easier and reduces the risk of large mid project rate surprises.
๐๐ช๐ต๐ฎ๐โ๐ ๐๐ฎ๐ฝ๐ฝ๐ฒ๐ป๐ถ๐ป๐ด ๐๐ฐ๐ฟ๐ผ๐๐ ๐๐ฎ๐ป๐๐ฒ๐ฟ๐ฏ๐๐ฟ๐
๐ฆ๐ฒ๐น๐๐๐ป
One of Canterburyโs strongest performers โ high demand, rapid population growth, and tight supply continue to drive activity.
๐ช๐ฎ๐ถ๐บ๐ฎ๐ธ๐ฎ๐ฟ๐ถ๐ฟ๐ถ
A favourite for families and first home buyers. With more affordable sections and strong sales momentum, Waimakariri continues to rise.
๐๐ต๐ฟ๐ถ๐๐๐ฐ๐ต๐๐ฟ๐ฐ๐ต
The city market remains steady and predictable, supported by growing tourism, job security and buyer confidence.
๐ ๐ถ๐ฑ ๐๐ฎ๐ป๐๐ฒ๐ฟ๐ฏ๐๐ฟ๐ (๐๐๐ต๐ฏ๐๐ฟ๐๐ผ๐ป & ๐ฆ๐๐ฟ๐ฟ๐ผ๐๐ป๐ฑ๐)
Mid Canterbury is benefiting from spillover as buyers look beyond Christchurch and Selwyn for lifestyle, space, ample job opportunities and lower cost land. With more available land and cost-effective building paths, the region is attracting re-locators and new build customers alike.
๐๏ธ๐ช๐ต๐ ๐๐๐ถ๐น๐ฑ๐ถ๐ป๐ด ๐ก๐ผ๐ ๐ ๐ฎ๐ธ๐ฒ๐ ๐ฆ๐ฒ๐ป๐๐ฒ
๐ญ. ๐ฆ๐๐ฝ๐ฝ๐น๐ ๐ฅ๐ฒ๐บ๐ฎ๐ถ๐ป๐ ๐ง๐ถ๐ด๐ต๐ โ ๐ฆ๐๐ฝ๐ฝ๐ผ๐ฟ๐๐ถ๐ป๐ด ๐๐๐๐๐ฟ๐ฒ ๐ฉ๐ฎ๐น๐๐ฒ
A shortage of available standalone homes, particularly around Christchurch, continues to underpin values. This strengthens the long term position for anyone building now.
๐ฎ. ๐๐ฎ๐ป๐๐ฒ๐ฟ๐ฏ๐๐ฟ๐ ๐๐ ๐จ๐ป๐ฑ๐ฒ๐ฟ๐๐ฎ๐น๐๐ฒ๐ฑ
Current prices sit below long term value trends โ signalling a favourable buying and building window across the region.
If youโre considering a build in Canterbury or Mid Canterbury, the mix of stable interest rates, strong regional demand, and an undervalued market create one of the most balanced environments weโve seen in years.
Weโre here to help you compare lenders, secure sharp rates, and make your build journey smooth and stress free from start to finish.
Ready to explore your build options?
Reach out anytime โ weโd love to help you take the next step wherever you are in the country ๐ฆ
