Join us for Muffins and Mortgages Saturday 11 July 2026 10-11am, 135 St Asaph St, Christchurch ๐ฆ
July 1, 2026
Thinking about building a new home?Join us with Golden Homes on Saturday 11 July 2026 between 10-11am at 135 St Asaph St, Christchurch for coffee, muffins and expert advice to cover all your questions on building, finance and home ownership....
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๐ Recent global events remind us how unpredictable the future can be. From geopolitical tensions, a pandemic to natural disasters, oil price shocks to shifting foreign and domestic policies, many factors that influence interest rates sit well outside our control...
Thinking about building this year? Hereโs whatโs happening across the Canterbury region and why 2026 is shaping up to be a strong window for new builds.๐ฃ๐๐ป๐๐ฒ๐ฟ๐ฒ๐๐ ๐ฅ๐ฎ๐๐ฒ๐: ๐ฆ๐๐ฎ๐ฏ๐ถ๐น๐ถ๐๐ ๐ฌ๐ผ๐ ๐๐ฎ๐...
๐ฃ RBNZ cut OCR to 2.25% on 26 November 2025, a modest but cautious -0.25% move. ๐The OCR has dropped from a peak of 5.50% in July 2024, marking a -3.25% decline over the past 17-months. ๐ตAnnual CPI inflation was +3% in Sept 2025, at top of the 1โ3% RBNZ ...
๐ฐ๐ฆ๐บ๐ฎ๐น๐น ๐๐ ๐๐ฟ๐ฎ ๐ฃ๐ฎ๐๐บ๐ฒ๐ป๐๐ = ๐๐ถ๐ด ๐ช๐ถ๐ป๐๐ฆ
November 24, 2025
Increase repayments on a $600,000 5% average 30-year mortgage just once by 5% in your first year and you could:๐น Pay off your mortgage 3 years faster๐น Save $66,315 in interestEven one small increase adds up.๐ช Increase repayments +5% ๐๐๐๐ ๐ฎ๐๐๐ง...
How I'd Borrow Today - And Why You Might Too
October 9, 2025
๐ With the Reserve Bank accelerating their rate cut yesterday, fixed mortgage rates may be near this cycle's low.๐ To manage inflationary risk and smooth out exposure to future rate hikes, Iโd look to split lending equally across multiple fixed terms โ say 1๏ธโฃ,...
June 2025 Market Update ๐ฆ
July 18, 2025
๐ฆ๐ก๐ญ ๐ ๐ถ๐ด๐ฟ๐ฎ๐๐ถ๐ผ๐ป ๐ง๐ฟ๐ฒ๐ป๐ฑ๐โข Net migration to NZ dropped to +๐ญ๐ฑ,๐ฌ๐ฌ๐ฌ in the year to May 2025, down from +80,300 a year earlier and +135,000 in Oct 2023.โข NZ ๐น๐ผ๐๐ ๐ฏ๐ฌ,๐ฌ๐ฌ๐ฌ ๐ฝ๐ฒ๐ผ๐...
ใฝ๏ธ In times of heightened uncertainty, it's crucial to adapt. Here are some key takeaways following the 9 April OCR announcement:โญ๏ธ Fixed Mortgage Rates: Opting for medium to long-term fixed mortgage rates can provide stability by eliminating volatility in cash flows...
๐ฆ The RBNZ Monetary Policy Committee has cut the OCR by 25 basis points to 3.5% as of 9 April 2025.๐ฑ Inflation is stable, but weak household spending and global trade barriers pose risks.๐ฅ The Committee is ready to adjust further if needed.Get in touch with Kea Mort...
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