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Kea Mortgages

Even If Inflation Falls, the Higher Price Base Remains. Impact on Property 🦜

October 22, 2026

For the past several years, New Zealand households have experienced the highest inflation in decades.Annual inflation peaked at 7.3% in June 2022, before steadily declining to 6.0% in June 2023, 3.3% in June 2024, and 2.7% in June 2025. More recently, inflation increased aga...

Join us for Muffins and Mortgages Saturday 11 July 2026 10-11am, 135 St Asaph St, Christchurch 🦜

July 1, 2026

Thinking about building a new home?Join us with Golden Homes on Saturday 11 July 2026 between 10-11am at 135 St Asaph St, Christchurch for coffee, muffins and expert advice to cover all your questions on building, finance and home ownership....

January 2025 Market Update🦜

January 6, 2025

Interest Rate TrendThe Reserve Bank of New Zealand (RBNZ) in November 24 reduced the Official Cash Rate (OCR) by 0.50%, bringing it down to 4.25%. This reduction is part of a series of cuts aimed at stabilizing the economy. As a result, mortgage rates have also decreased, wi...

Merry Christmas!

December 20, 2024

October OCR Cut. What happened?

October 15, 2024

OCR Cut: The Reserve Bank of New Zealand (RBNZ) cut the Official Cash Rate (OCR) by 50 basis points (0.5%) to 4.75%.Policy Statement: The RBNZ’s decision was data-dependent, with the next review scheduled for November 27.Economic Conditions: Domestic economic activity is w...